Let us safeguard
your financial future now!
If the answer to any of these questions is YES then we are here to advise you.
- Are you expecting payment defaults from your clients because of the Corona crisis?
- Do you want to make money from your stock?
- Do you need additional liquidity for your working capital?
- Does your company want to protect itself against cyberattacks or fraud?
- Are guarantees putting your current account under strain?
- Are you looking for longer credit periods for your purchases?
- Are credit insurers reducing their credit limits for your company?
Your GFL – Gesellschaften für Liquidität – we’d like to introduce ourselves
GFL are an independent team of experts who can advise and support you in optimising your company’s liquidity. For over a decade, the GFL Group has been offering comprehensive services related to working capital. We can advise and support you across a variety of areas including credit insurance, debt management, factoring, guarantee and sureties, leasing, inventory, trade or purchase financing as well as fidelity insurance.
GFL comprises two companies which work closely together: GFL Broker and Consulting and GFL Financing. As a result, when you work with us, sourcing of additional funding and safeguarding your business risk go hand in hand. This combination enables our GFL experts to find interconnected solutions which are perfectly aligned with specific business situations and industries.
We see ourselves as a partner providing advice and support for your financial security
GFL’s experts aren’t only there to advise on a range of products or support you with contractual agreements. One of our core values is the long term collaboration with you as a partner, answering your questions and helping you to deal with your challenges. We’ll comprehensively deal with your concerns because we believe that trust, discretion and reliability are the pillars upon which our client relationships are built.
More than 10 years’ experience
Our many years of working with large insurance companies and over 10 years’ experience in consultancy have provided GFL with a wealth of insider knowledge and direct access to credit insurers and finance companies. As a result, GFL can offer more insight in this area than most others have access to.
More than 500 satisfied clients
GFL’s client base is as diverse as the German economy itself – from small craftsmen companies to large corporations – all company sizes and industries are represented. This means that over the years we have gathered a wealth of experience across different markets. We continually support our clients, whether they have questions or need help solving problems, through every phase of their business.
More than 150 providers have been tested by us
We are 100% independent. Our foundation is built around our independence and working with a wide range of partners. Our clients often require special solutions and we are able to deliver these through our close personal contacts to providers. All of our cooperation partners have been carefully reviewed. In addition, we can find optimal solutions across both local and international markets through our international network, CREDEA.
MORE THAN just a financing consultancy!
Our family company provide personal and competent support with any challenges you might face from inception right through to restructuring.
We are experts in the following fields
With the help of purchase financing you can ensure you get early payment discounts and rebates without being constrained by deadlines.
Through trade financing you can secure liquidity for trade and protect yourself against economic and political risks.
Using inventory financing you can convert your tied up capital in inventory into additional liquidity.
As with factoring, you sell your account receivables through forfaiting. Thereby profiting from additional liquidity and protecting you from bad debt.
Longer credit periods for the buyer, faster liquidity for the suppliers – with reverse factoring both profit.
With factoring you can convert your account receivables into direct liquidity and create financial freedom for your company. Additionally, you are protecting yourself against bad debt.
Through leasing, capital goods – from production machinery through to IT systems – are not purchased but instead can be used over time. As there are no purchasing costs, leasing protects the liquidity.
As your business grows so does your financing requirement. We can help you to get additional credit lines from banks.
Not all invoices are paid within the due date – in these situations debt collection companies can help you with the dunning process right through to legal foreclosure.
Trust is good but knowing in advance is better: avoid payment defaults and get credit references and credit worthiness reports about your business partner.
Capital goods credit insurance
Using capital goods credit insurance, safeguard production risks as well as lengthy credit periods.
Guarantee and surety insurance
With guarantee and surety insurance, the insurer undertakes warranties, guarantees and similar sureties in order to fulfil your liabilities.
The multi-buyer policy is a special type of credit insurance which allows you to insure a selected group of clients.
Single-buyer credit insurance protects you against the default risk of individual buyers.
Preferential payment insurance
Protect yourself with retrospective coverage against insolvency disputes.