Get in contact with us now. +49 7661 98 80-0

Let us safeguard

your financial future now!

Contact us

Let us safeguard

your financial future now!

Contact us

If the answer to any of these questions is YES then we are here to advise you.

  • Are you expecting payment defaults from your clients because of the Corona crisis?
  • Do you want to make money from your stock?
  • Do you need additional liquidity for your working capital?
  • Does your company want to protect itself against cyberattacks or fraud?
  • Are guarantees putting your current account under strain?
  • Are you looking for longer credit periods for your purchases?
  • Are credit insurers reducing their credit limits for your company?

Your GFL – Gesellschaften für Liquidität – we’d like to introduce ourselves

GFL are an independent team of experts who can advise and support you in optimising your company’s liquidity.  For over a decade, the GFL Group has been offering comprehensive services related to working capital. We can advise and support you across a variety of areas including credit insurance, debt management, factoring, guarantee and sureties, leasing, inventory, trade or purchase financing as well as fidelity insurance.

GFL comprises two companies which work closely together: GFL Broker and Consulting and GFL Financing. As a result, when you work with us, sourcing of additional funding and safeguarding your business risk go hand in hand. This combination enables our GFL experts to find interconnected solutions which are perfectly aligned with specific business situations and industries.

We see ourselves as a partner providing advice and support for your financial security

GFL’s experts aren’t only there to advise on a range of products or support you with contractual agreements. One of our core values is the long term collaboration with you as a partner, answering your questions and helping you to deal with your challenges. We’ll comprehensively deal with your concerns because we believe that trust, discretion and reliability are the pillars upon which our client relationships are built.

Our philosophy

Your financing needs are as individual as your company. We’ll ensure that they complement each other perfectly.

Marcus Sarafin
Credea logo

MORE THAN

10-YEAR’S EXPERIENCE

More than 10 years’ experience

Our many years of working with large insurance companies and over 10 years’ experience in consultancy have provided GFL with a wealth of insider knowledge and direct access to credit insurers and finance companies. As a result, GFL can offer more insight in this area than most others have access to.

MORE THAN

500 SATISFIED CLIENTS

More than 500 satisfied clients

GFL’s client base is as diverse as the German economy itself – from small craftsmen companies to large corporations – all company sizes and industries are represented. This means that over the years we have gathered a wealth of experience across different markets. We continually support our clients, whether they have questions or need help solving problems, through every phase of their business.

MORE THAN

150 PROVIDERS HAVE BEEN TESTED BY US

More than 150 providers have been tested by us

We are 100% independent. Our foundation is built around our independence and working with a wide range of partners. Our clients often require special solutions and we are able to deliver these through our close personal contacts to providers. All of our cooperation partners have been carefully reviewed. In addition, we can find optimal solutions across both local and international markets through our international network, CREDEA.

MORE THAN just a financing consultancy!

Our family company provide personal and competent support with any challenges you might face from inception right through to restructuring.

We are experts in the following fields

Credit insurance

Optimise your risk management and secure your debts against payment defaults.

Purchase financing

With the help of purchase financing you can ensure you get early payment discounts and rebates without being constrained by deadlines.

Trade financing

Through trade financing you can secure liquidity for trade and protect yourself against economic and political risks.

Inventory financing

Using inventory financing you can convert your tied up capital in inventory into additional liquidity.

Forfaiting

As with factoring, you sell your account receivables through forfaiting. Thereby profiting from additional liquidity and protecting you from bad debt.

Reverse factoring

Longer credit periods for the buyer, faster liquidity for the suppliers – with reverse factoring both profit.

Factoring

With factoring you can convert your account receivables into direct liquidity and create financial freedom for your company. Additionally, you are protecting yourself against bad debt.

Leasing

Through leasing, capital goods – from production machinery through to IT systems – are not purchased but instead can be used over time. As there are no purchasing costs, leasing protects the liquidity.

Credit lines

As your business grows so does your financing requirement. We can help you to get additional credit lines from banks.

Debt collection

Not all invoices are paid within the due date – in these situations debt collection companies can help you with the dunning process right through to legal foreclosure.

Credit referencing

Trust is good but knowing in advance is better: avoid payment defaults and get credit references and credit worthiness reports about your business partner.

Capital goods credit insurance

Using capital goods credit insurance, safeguard production risks as well as lengthy credit periods.

Guarantee and surety insurance

With guarantee and surety insurance, the insurer undertakes warranties, guarantees and similar sureties in order to fulfil your liabilities.

Top-up cover

Additional Top-up cover helps to avoid shortfalls in credit insurance policies.

Multi-Buyer

The multi-buyer policy is a special type of credit insurance which allows you to insure a selected group of clients.

Single Buyer

Single-buyer credit insurance protects you against the default risk of individual buyers.

Preferential payment insurance

Protect yourself with retrospective coverage against insolvency disputes.

Fidelity insurance

A lot of business transactions are based on trust. Insure your company against abuse of this trust from personnel or fraudulent internet crime.

Read about the success stories of our clients:

Let us be a part of your success story!

Get in contact with us now.

+49 7661 98 80-0 info@gfl-broker.de