Purchasing Financing
Purchasing financing is a long-term credit line established between your company and one or more suppliers. This credit line allows you to finance short payment terms with longer shipping times without using your bank lines of credit. This gives you greater financial flexibility. Today, this type of financing is handled in a wide variety of ways.
The main advantages are: securing a line of credit, bridging the gap between transport and delivery times, and avoiding the tedious and costly paperwork that can be particularly problematic in Asia.
Why us?
Purchase financing is a relatively new product in a rapidly expanding market. As there is an increasing amount of new providers, it is becoming difficult to get a good overview of the market. We know which current reinsurance deals are available and analyse the feasibility of these in advance. In addition, we can advise you which purchase financer will be the best fit for you and clarify the contractual conditions with them. Where appropriate, we can also advise you about special deals and alternatives that might be a better fit for your requirements. We also support the Finetrader with the credit limit provision.
Our areas of expertise
Credit Insurance
Optimise your risk management and secure your debts against payment defaults.
Purchasing Financing
With the help of purchase financing you can ensure you get early payment discounts and rebates without being constrained by deadlines.
trade finance
Through trade financing you can secure liquidity for trade and protect yourself against economic and political risks.
Inventory Financing
Using inventory financing you can convert your tied up capital in inventory into additional liquidity.
Forfaiting
As with factoring, you sell your account receivables through forfaiting. Thereby profiting from additional liquidity and protecting you from bad debt.
Reverse factoring
Longer credit periods for the buyer, faster liquidity for the suppliers – with reverse factoring both profit.
Factoring
With factoring you can convert your account receivables into direct liquidity and create financial freedom for your company. Additionally, you are protecting yourself against bad debt.
Leasing
Through leasing, capital goods – from production machinery through to IT systems – are not purchased but instead can be used over time. As there are no purchasing costs, leasing protects the liquidity.
Checking Account
As your business grows so does your financing requirement. We can help you to get additional credit lines from banks.
Debt collection
Not all invoices are paid within the due date – in these situations debt collection companies can help you with the dunning process right through to legal foreclosure.
Credit referencing
Trust is good but knowing in advance is better: avoid payment defaults and get credit references and credit worthiness reports about your business partner.
Capital goods credit insurance
Using capital goods credit insurance, safeguard production risks as well as lengthy credit periods.
Sureties / Guarantees
With guarantee and surety insurance, the insurer undertakes warranties, guarantees and similar sureties in order to fulfil your liabilities.
Top-Up Coverage
Additional Top-up cover helps to avoid shortfalls in credit insurance policies.
Single Buyer
Single-buyer credit insurance protects you against the default risk of individual buyers.
Multi-Buyer
The multi-buyer policy is a special type of credit insurance which allows you to insure a selected group of clients.
Contestation Insurance
Protect yourself with retrospective coverage against insolvency disputes.
Fiduciary Liability Insurance
A lot of business transactions are based on trust. Insure your company against abuse of this trust from personnel or fraudulent internet crime.