Leasing can be used as a liquidity diversification instrument, to avoid locking up capital which could otherwise be invested in other business areas. Since there are no investment costs, leasing conserves liquidity and the balance sheet. An additional advantage is that leasing payments are fully tax deductible, free of commercial tax and balance sheet neutral. As a result, you can improve your capital ratio and creditworthiness. Leasing payments based on individual user requirements like period and term are fixed costs in the company’s budget and therefore predictable and calculable.
In addition to classic leasing, hire-purchasing is also often offered, enabling the purchase of property. Moreover, through sale and leaseback, liquidity can be gained from machinery.
Why not benefit from our experience and professional knowledge? We can advise you whether leasing is the best option for your company and provide you with information on the alternatives such as hire-purchase or classic credit. Some companies focus on specific objects and therefore offer special conditions.
Through our leasing specialist, Fabian Sarafin, we have, at our disposal, in-depth knowledge on the entire sector’s providers and their products.
We can help you to find the best individual offer and support you during the contractual work as well as, at the end of the contract, the potential purchase of the object.
Our areas of expertise
Optimise your risk management and secure your debts against payment defaults.
With the help of purchase financing you can ensure you get early payment discounts and rebates without being constrained by deadlines.
Through trade financing you can secure liquidity for trade and protect yourself against economic and political risks.
Using inventory financing you can convert your tied up capital in inventory into additional liquidity.
As with factoring, you sell your account receivables through forfaiting. Thereby profiting from additional liquidity and protecting you from bad debt.
Longer credit periods for the buyer, faster liquidity for the suppliers – with reverse factoring both profit.
With factoring you can convert your account receivables into direct liquidity and create financial freedom for your company. Additionally, you are protecting yourself against bad debt.
Through leasing, capital goods – from production machinery through to IT systems – are not purchased but instead can be used over time. As there are no purchasing costs, leasing protects the liquidity.
As your business grows so does your financing requirement. We can help you to get additional credit lines from banks.
Not all invoices are paid within the due date – in these situations debt collection companies can help you with the dunning process right through to legal foreclosure.
Trust is good but knowing in advance is better: avoid payment defaults and get credit references and credit worthiness reports about your business partner.
Using capital goods credit insurance, safeguard production risks as well as lengthy credit periods.
With guarantee and surety insurance, the insurer undertakes warranties, guarantees and similar sureties in order to fulfil your liabilities.
Additional Top-up cover helps to avoid shortfalls in credit insurance policies.
Single-buyer credit insurance protects you against the default risk of individual buyers.
The multi-buyer policy is a special type of credit insurance which allows you to insure a selected group of clients.
Protect yourself with retrospective coverage against insolvency disputes.
A lot of business transactions are based on trust. Insure your company against abuse of this trust from personnel or fraudulent internet crime.