Leasing
As a tool for increasing liquidity, leasing frees up capital that can instead be invested in other areas of the business. Since there are no upfront acquisition costs, leasing preserves liquidity and maintains a healthy balance sheet structure. An additional advantage: Lease payments are fully tax-deductible, exempt from business tax, and have no impact on the balance sheet. This improves your equity ratio and creditworthiness. Leasing payments, determined based on individual usage requirements such as term and mileage, are a fixed component of every company’s budget and are therefore predictable and easy to budget for.
In addition to traditional leasing, hire purchase is often a viable option, as it allows you to acquire ownership immediately. Furthermore, liquidity can be generated from the machinery fleet through sale-leaseback arrangements.
Why us?
Why not benefit from our experience and professional knowledge? We can advise you whether leasing is the best option for your company and provide you with information on the alternatives such as hire-purchase or classic credit. Some companies focus on specific objects and therefore offer special conditions.
Through our leasing specialist, Fabian Sarafin, we have, at our disposal, in-depth knowledge on the entire sector’s providers and their products.
We can help you to find the best individual offer and support you during the contractual work as well as, at the end of the contract, the potential purchase of the object.
Our areas of expertise
Credit Insurance
Optimise your risk management and secure your debts against payment defaults.
Purchasing Financing
With the help of purchase financing you can ensure you get early payment discounts and rebates without being constrained by deadlines.
trade finance
Through trade financing you can secure liquidity for trade and protect yourself against economic and political risks.
Inventory Financing
Using inventory financing you can convert your tied up capital in inventory into additional liquidity.
Forfaiting
As with factoring, you sell your account receivables through forfaiting. Thereby profiting from additional liquidity and protecting you from bad debt.
Reverse factoring
Longer credit periods for the buyer, faster liquidity for the suppliers – with reverse factoring both profit.
Factoring
With factoring you can convert your account receivables into direct liquidity and create financial freedom for your company. Additionally, you are protecting yourself against bad debt.
Leasing
Through leasing, capital goods – from production machinery through to IT systems – are not purchased but instead can be used over time. As there are no purchasing costs, leasing protects the liquidity.
Checking Account
As your business grows so does your financing requirement. We can help you to get additional credit lines from banks.
Debt collection
Not all invoices are paid within the due date – in these situations debt collection companies can help you with the dunning process right through to legal foreclosure.
Credit referencing
Trust is good but knowing in advance is better: avoid payment defaults and get credit references and credit worthiness reports about your business partner.
Capital goods credit insurance
Using capital goods credit insurance, safeguard production risks as well as lengthy credit periods.
Sureties / Guarantees
With guarantee and surety insurance, the insurer undertakes warranties, guarantees and similar sureties in order to fulfil your liabilities.
Top-Up Coverage
Additional Top-up cover helps to avoid shortfalls in credit insurance policies.
Single Buyer
Single-buyer credit insurance protects you against the default risk of individual buyers.
Multi-Buyer
The multi-buyer policy is a special type of credit insurance which allows you to insure a selected group of clients.
Contestation Insurance
Protect yourself with retrospective coverage against insolvency disputes.
Fiduciary Liability Insurance
A lot of business transactions are based on trust. Insure your company against abuse of this trust from personnel or fraudulent internet crime.