About us

GFL was originally founded in Zürich, Switzerland.  Since 2009 we have had another base in Kirchzarten and in 2014 we opened a further branch in Ratingen. We have our roots locally but also have an international network:  our network, CREDEA, gives us access to partners across the world.

We are there for you: your GFL

GFL looks after an extensive client base and is firmly established in the market.  From our inception as a small sole trader business, today we represent two differentiated companies, GFL Brokerage and Consulting as well as GFL Financing.  In the meantime, the Group is also in the next generation of owner management. 

Our company is growing continually. The team has been constantly reinforced with new experts who can contribute their specialist knowledge on raising additional liquidity.  As well as GFL’s owner, Marcus Sarafin, our team have all worked in the credit insurance business for a long time and can therefore benefit from the close contacts they have made.

Traineeship with GFL

In cooperation with DHBW Lörrach, GFL offers an interesting and challenging traineeship to two students. During a three year dual study program, students will complete their Bachelor of Arts degree in Business Administration Financial Services (BWL-Finanzdienstleistungen).


GFL Germany

Managing Partner with over 30 years of industry experience, he has overall responsibility for the direction and medium-term strategy of the business. In addition, he looks after key accounts for all products and consultancy queries.

Marcus Sarafin

Managing Director Business card (.vcf)

With a Bachelor of Arts in Leasing, Fabian Sarafin has already built up 10 years of experience in the credit insurance and financing industries.  He has been managing our office in Ratingen since 2014 where he has responsibility for HR and running the business. 

Fabian Sarafin

Head of Branch, General Manager Business card (.vcf)

Since GFL was founded, Sabine Sarafin has been responsible for office organisation, purchasing and Human resources in GFL’s Kirchzarten office. In addition, she acts as General Manager. 

Sabine Sarafin

Human Resources, Office organisation, General Manager Business card (.vcf)

Since early 2018, Juliane has been supporting the management team. Additionally, she looks after GFL Kirchzarten’s key account clients with a product focus on credit insurance, surety and Factoring.

Juliane Sarafin

Client Relations Business card (.vcf)

Since the end of 2021 the fully-qualified lawyer has been responsible for internal processes with an focus on drafting contracts. Also she supports the management team and our data protection officer.

Leonie Wetzel

Legal Counsel Business Card (.vcf)

Thomas Floren studied Economics and worked for Germany’s largest credit insurer for 26 years.  Since 2014 he has worked in GFL’s Ratingen office, providing his comprehensive expertise in the credit insurance business to our client base.

Thomas Floren

Client Relations Business card (.vcf)

With a wealth of experience in financial controlling, Ute Hinsen joined GFL’s Ratingen office in 2015. She looks after all administrative operations and deals with the back office.  As well as this she acts as the data protection officer. 

Ute Hinsen

Accounting, Data Protection Officer Business card (.vcf)

With a degree in communication studies and journalism, Tanja Senn has been responsible for GFL’s Blog since 2014.  In our monthly newsletter, she keeps everyone informed of the latest developments as well as writing professional articles and press releases.

Tanja Senn

Corporate Communications Business card (.vcf)

Since 2019, the PR and Marketing graduate has been responsible for GFL’s marketing presence.  Both online as well as offline, she ensures that there is productive and efficient communication with our clients and business partners.  


Elena Volodchenko

Marketing Business card (.vcf)

GFL Switzerland

The Founder and Managing Partner is responsible for GFL in Switzerland.  Prior to this, for many years he worked in client relations for one of the leading credit insurers, as well as having been on the management board of a Swiss brokerage company.

Ralph Krumpen

Managing Director, Founder Business card (.vcf)

Let us be a part of your success story!

Get in contact with us now.

+49 7661 98 80-0 info@gfl-broker.de