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Credendo’s Layered Solution: How Exporters Can Capitalize on International Opportunities with Additional Credit Insurance Capacity
Anyone who sells internationally is familiar with this problem: The primary insurer considers a key customer too risky—or will only provide coverage for a reduced amount. This is exactly where Credendo’s layer solution comes in: targeted supplemental coverage that allows companies to tap into sales potential in challenging markets...
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You Ask—We Answer: How much of my factoring costs does the factoring fee account for?
Factoring costs alone are not very meaningful—in practice, no factoring company charges only the factoring fee. Factoring costs generally consist of several components. Anyone wishing to compare offers should therefore take a close look at the factoring fee, the interest rate, and any additional fees. The key factor for...
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German Small and Medium-Sized Enterprises Are Saving Themselves to Death: Why the Investment Slump Poses a Risk to the Economy as a Whole
The major economic research institutes have recently revised their forecasts for the current year upward, and the financial markets, too, appear to be pricing in the recovery. But if you shift your focus from the macro level to individual businesses, you’ll notice a sobering discrepancy: German small and medium-sized...
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The German Auto Industry in Turmoil: Why Losses in Market Share Could Cost Three Billion Euros in Value Added
The German automotive industry is in the midst of one of the deepest crises in its history. But the root causes run deeper than headlines about weak demand, Chinese competition, or the sluggish transition to electric mobility might suggest. The latest industry study by credit insurer Allianz Trade shows:...
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Energy Markets in 2026: Why Oil and Gas Are So Expensive Right Now—and What That Means for Businesses and Consumers
Global energy markets are experiencing one of their most turbulent periods since the 2022 crisis. An attack on the Saudi Arabian East-West Pipeline (Petroline) and stalled negotiations over shipping through the Strait of Hormuz have driven oil and gas prices sharply higher. The price of Brent crude briefly jumped...
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2026 Industry Risk Atlas: How Companies Can Navigate AI, Geopolitics, and Fragmentation
The global economy is projected to grow by only 2.5 percent in 2026, before rebounding to 2.9 percent in 2027. Yet behind this seemingly stable figure lies a profound divide: The U.S. is benefiting massively from AI investments, which alone account for about one-third of American growth, while the...
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You Ask—We Answer: What risks does contestation insurance cover?
If a customer files for bankruptcy, the appointed bankruptcy trustee can challenge and reclaim payments made previously—in the worst-case scenario, amounts running into the millions. What is contestation insurance? If your customer files for bankruptcy, the appointed bankruptcy trustee has the option to challenge and reclaim payments previously made...
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Energy Transition: Why Copper, Nickel, and Aluminum Will Become a Bottleneck by 2035
The global energy transition is not only transforming our power grids and propulsion technologies—it is also triggering one of the most profound upheavals in the commodities markets in the coming years. Copper, nickel, and aluminum—the classic industrial metals—are taking center stage: By 2035, structural supply shortages could emerge that...
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Metals for the Energy Transition: Why Copper, Nickel, and Aluminum Will Become a Bottleneck by 2035
The global energy transition is not only transforming our power grids and propulsion technologies—it is also triggering one of the most profound upheavals in the commodities markets in the coming years. Copper, nickel, and aluminum—the classic industrial metals—are taking center stage: By 2035, structural supply shortages could emerge that...
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Low Water Levels on the Rhine and Danube: How the Drought Is Weighing on the European Economy
This summer, Europe is experiencing historically low water levels on two of its most important rivers: the Rhine and the Danube. The consequences are severe—not only for the environment, but above all for the European economy. Inland waterway transport, a central pillar of logistics in Germany, Romania, and other...
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