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You Ask—We Answer: What risks does contestation insurance cover?


If a customer files for bankruptcy, the appointed bankruptcy trustee can challenge and reclaim payments made previously—in the worst-case scenario, amounts running into the millions. What is contestation insurance? If your customer files for bankruptcy, the appointed bankruptcy trustee has the option to challenge and reclaim payments previously made...
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Energy Transition: Why Copper, Nickel, and Aluminum Will Become a Bottleneck by 2035


The global energy transition is not only transforming our power grids and propulsion technologies—it is also triggering one of the most profound upheavals in the commodities markets in the coming years. Copper, nickel, and aluminum—the classic industrial metals—are taking center stage: By 2035, structural supply shortages could emerge that...
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Metals for the Energy Transition: Why Copper, Nickel, and Aluminum Will Become a Bottleneck by 2035


The global energy transition is not only transforming our power grids and propulsion technologies—it is also triggering one of the most profound upheavals in the commodities markets in the coming years. Copper, nickel, and aluminum—the classic industrial metals—are taking center stage: By 2035, structural supply shortages could emerge that...
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Low Water Levels on the Rhine and Danube: How the Drought Is Weighing on the European Economy


This summer, Europe is experiencing historically low water levels on two of its most important rivers: the Rhine and the Danube. The consequences are severe—not only for the environment, but above all for the European economy. Inland waterway transport, a central pillar of logistics in Germany, Romania, and other...
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AI in Small and Medium-Sized Businesses: Why Technology Is Rarely the Problem—and What Really Matters


The Handelsblatt reports that most small and medium-sized enterprises have experimented with AI over the past two years. They have launched pilot projects, defined use cases, and evaluated tools. And yet one sober observation remains: Operations have not changed significantly. Not because the technology has failed, but because it...
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