Competition in online retail is fierce. For your customers—whether in the B2C or B2B sector—it’s long been about more than just an extensive product selection and a clear, organized presentation. Often, it’s the simple and flexible payment options that set an online store apart from the competition. Today, customers expect payment options at checkout to be as flexible as possible. This includes not only payment terms but also installment plans and other flexible payment models.

However, it is precisely these “Buy Now, Pay Later” (BNPL) options that always pose a risk to online retailers. Insurance solutions developed specifically for online retail can, however, effectively minimize this payment risk. Today, there are insurance models designed specifically for online stores to cover customer payment defaults, as well as various financing products that can be integrated into the store.

The processes are fully automated, so you can focus entirely on your core business.

In addition, customized financing solutions allow you to make upfront payments with peace of mind—without straining your credit line at your primary bank. Both short-term, flexible approaches to cushioning individual spikes and long-term models are available.